Looking at the options for care funding can be a daunting and complex experience.
Care and support services are means-tested, there are several options for funding care. LPC will undertake care from Service Users with Local Authority funding where the payments are sent directly to LPC. Another option, where the Local Authority will make payments direct to the individual, who would then have the freedom to choose which care company they wish to use.
LPC also will undertake caring for private Service Users who cover payment themselves.
The NHS is responsible for funding certain types of healthcare equipment you may need and LPC will assist in getting any equipment needed.
Do you or a family member feel they need care but not sure if you might be eligible for local council funding toward the cost? If you have less than £23.250.00 in savings you may be able to receive some help toward the cost. If your savings are above this amount you will probably have to pay for the service privately. This is called a self-funder.
If it is decided that care is required, the Council will then do a financial assessment (means test) to work out what will have to be payed towards the cost of care.
The means test works out if:
The Council pays the full cost of care
The Council pays some of the cost of care and the remainder id privately funded
All of the care id privately funded
The financial assessment will be arranged after the needs assessment
If savings are below £23,250.00, the first step is to get a needs assessment, which you can access by Clicking HERE
We also offer this service. By contacting us, we will carry out an assessment and refer you directly to the Local Council with our findings. We are then able to offer the same service to anyone who lives outside Shropshire i.e. Telford & Wrekin or South Staffordshire, following the same principle.
This assessment is required before the Council can recommend a service. This means a Social Worker will visit the home and may ask how the individual is managing everyday tasks.
Preparing the Needs Assessment:
It is a good idea to have a relatively good idea of what assistance may be required. Consider all of the aspects of daily life, such as personal care, washing, showering, dressing, going to the toilet, preparing meals and shopping.
Make a list of key points and services that might help the individual be more comfortable at home.
Look at the Local Authority eligibility criteria for assistance. All councils must publish details of their eligibility criteria. Where appropriate, use their wording to describe the required needs.
Be realistic about the help needed on bad days, even if it's difficult to discuss.
It can be a good idea to keep a diary for a few days before the assessment, noting down the things that can be easily, hardly or no longer managed.
Think about the ways in which the needs could be addressed. For example, if home care is needed at a specific time, say so and explain why.
A Financial Assessment Officer from the council will visit the home to ask about things
such as the following:
Earnings
Pensions
Benefits (including Attendance Allowance or PIP)
Savings
Property
How to prepare for a financial assessment
Make sure all the necessary information is at hand (LPC is available to assist).
This includes details about the following:
Savings in a bank account
Building societies accounts
ISAs or premium bonds
Stocks and shares you own
Property or land you own
Disability related expenses.
The Council will confirm, in writing, how much care will cost and the amount to be payed.
Personal Budget
If qualified for Council help with costs, a personal budget will be offered.
A direct payment into a bank account each month
The Council organises care and a regular bill will be sent out
If you do not qualify for council help with costs, you will be expected to pay the full cost of your care.
To find out about our Fees & Charges, please click the button below.
13 Victoria Road Shifnal Shropshire TF11 8AF
Telephone: 01952 463301
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